PENGARUH E-WALLET TERHADAP PENGELUARAN RUMAH TANGGA DI JAKARTA DENGAN TINGKAT PENDIDIKAN SEBAGAI VARIABEL MODERATING

Riyanto, Wahid and Puji Lestari, Etty and Christya Rahayu, Heffi (2024) PENGARUH E-WALLET TERHADAP PENGELUARAN RUMAH TANGGA DI JAKARTA DENGAN TINGKAT PENDIDIKAN SEBAGAI VARIABEL MODERATING. PENGARUH E-WALLET TERHADAP PENGELUARAN RUMAH TANGGA DI JAKARTA DENGAN TINGKAT PENDIDIKAN SEBAGAI VARIABEL MODERATING, 11 (2). pp. 150-170. ISSN 2442-7411

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Abstract

The digital technology development, especially electronic wallets (e-wallets), has influenced various aspects of people's lives, including the pattern of household consumption. This research will analyze the influence of e- wallet use on household expenditure levels in DKI Jakarta Province, with education as a moderating variable. This research uses a quantitative approach with a moderated regression analysis method. The data used is the level of household expenditure in Jakarta as dependent variable, e- wallet as the independent variable, and education level as a moderating variable which is categorized into two groups: high school level and high school level above. The result shows that the use of e-wallets has a positive effect on household consumption levels. Additionally, education level has potential impact to increase. This research contributes to identify the digital consumption patterns and offers considerations for policy makers in encouraging the adoption of digital payment technology among households in Jakarta.

Item Type:	Article
Subjects:	Dewey decimal Classification Subject Areas > 300 Ilmu Sosial > 330 - 339 Ilmu Ekonomi
Divisions:	Fakultas Ekonomi > Program Studi Manajemen
Depositing User:	Dr. Heffi Christya Rahayu, SE., M.Si.
Date Deposited:	01 Jul 2025 08:04
Last Modified:	01 Jul 2025 08:04
URI:	http://repository.upp.ac.id/id/eprint/2567

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